author

 Lynnette Khalfani-Cox
Lynnette Khalfani-Cox
A mobile Money agent counts the money while on duty in Kigali. For a great many Rwandans, income does not flow steadily; it comes in waves. File
How to budget when your income comes in waves
Students board a bus on their way back to school. The school gates will close in July for the long holiday, and for many families it feels like a season to relax. Photo by Craish Bahizi
How to get ahead of school fees before September arrives
A SACCO teller attend to a customer at Kacyiru Umurenge SACCO in Kigali. File
How to protect your money when prices keep rising
A wedding ceremony.
Enjoying wedding season without the financial hangover
Money Moves, How to use AI as your financial coach 
Money Moves: How to use AI as your financial coach
According to Rwanda National Police, 130 people died nationwide from natural disasters in 2025, including lightning strikes, floods, landslides, and storm-related accidents.
Preparing your finances for emergencies and disasters
A motorcycle taxi passenger pays the fare via mobile money in Kigali. Photo by Craish BAHIZI
What Rwanda’s new digital payment system means for your money
Bank of Kigali teller attends to customers at the main branch. Craish BAHIZI
Rethinking the American dream: Financial planning when U.S. immigration isn’t an option
The New Times
How to set financial goals you’ll actually achieve
A person counts his money in Kigali. Courtesy
The hidden costs that drain your wallet
Women participating in their savings and lending group, a vital part of Rwanda’s social and economic fabric that promotes collective savings and mutual support among members. Courtesy
Community savings groups: How to use them wisely
Entrepreneurs think they need a lot of money to start a business, but the most important capital at the beginning isn’t financial , it’s mindset
Money moves for entrepreneurs: Building a business on a budget
Bank tellers attend to the customers at Bank of Kigali main branch on October 10. Photo by Craish BAHIZI
Smart borrowing: When loans make sense and when they don’t
Bank of Kigali tellers attend to customers at the bank’s main branch in Kigali in October. Photo by Craish Bahizi.
Money moves: Why having a bank account can change your financial future
The financial decisions you make before 30 will shape the rest of your life
Money moves to make before you turn 30
Platforms like MTN MoMo and Airtel Money,have revolutionised how people manage their finances. File
Understanding mobile money and e-wallets: What every Rwandan should know
A budget is simply a spending plan of action. It’s a way to see where your money is going—so you can take control of your finances, instead of your finances controlling you.
How to build a simple budget that actually works (and doesn’t make you miserable)
Lynnette Khalfani-Cox, a personal finance expert, speaker, author of 16 books including the New York Times bestseller “Zero Debt,” and the founder of TheMoneyCoach.net. Photo by Olivier Mugwiza
Society
Seven money moves every Rwandan should make for a better life

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