ZIGAMA CSS eyes over Rwf42bn net profit in 2026
Saturday, December 13, 2025
Defence minister Juvenal Marizamunda addresses the ZIGAMA Credit and Savings Society General Assembly on Friday, December 12, accompanied by Brig Gen Cooper Mike Mujuni, the Vice Chairperson of the cooperative’s Board of Directors, and interior minister Vincent Biruta.

According to a 2026 business plan approved on Friday, December 12, ZIGAMA Credit and Savings Society (ZIGAMA CSS) targets to increase net profit from Rwf39.3 billion to Rwf42.2 billion.

A statement released after Friday’s General Assembly convened to review the cooperative’s performance and endorse the 2026 business plan and 2025-2029 strategic plan indicates that the meeting reaffirmed the cooperative’s long-term growth ambitions.

The 41st General Assembly was presided over by the Minister of Defence, Juvenal Marizamunda, and the Minister of Interior, Vincent Biruta. Marizamunda highlighted the crucial role ZIGAMA CSS plays in supporting socio-economic stability within Rwanda’s defence and security institutions.

Cut interest rate for non-commissioned officers

Brig Gen Cooper Mike Mujuni, the Vice Chairperson of the ZIGAMA CSS Board of Directors, emphasized the cooperative’s steady progress over the past year and reaffirmed the Board’s commitment to expanding services and increasing its gross income as well as raising its net profit.

Members also approved several resolutions aimed at expanding welfare programmes, strengthening governance structures. Among the key resolutions, the assembly approved that with regard to improving members’ welfare, ZIGAMA CSS "will decrease the interest rate for non-commissioned officers, other ranks and members from different security organs who fall in the same category.”

The assembly was attended by members of ZIGAMA CSS from various security organs, including Rwanda Defence Force, Rwanda National Police, Rwanda Correctional Services, National Intelligence and Security Service, Rwanda Investigation Bureau, and Rwanda Forensic Institute.