Why is my husband against a joint account?

I recently told my husband that we should open up a joint account but he has refused. He has brought up all sorts of excuses but I think he doesn’t want to be ‘cornered’ yet I also make financial plans for the family. We’ve been married for four years, but I’ve been doing most of the ‘heavy work’ because he didn’t earn much. He recently got a good job and good salary and that’s why I thought we should save on a joint account since I pay the bills, but he simply told me that it is not something he is interested in. I’m now confused. Is he really serious about this marriage? Am I wrong to want to save for our future? Is he hiding something from me? Does he respect me? Why should I pay bills and also save when he’s piling money on his own account? Am I over looking into things? I asked my friends and they told me not to tolerate it and that I should even leave the bills to him. But I find that disturbing. What should I do? How do I convince him that this is for our own good?
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Times Reporter